In all these cases, which are much aggravated, if the goods
obtained are luxuries and not necessaries (for it is one of the plainest
duties of every man, who is removed from absolute want, to live within
his means), there is either actual dishonesty or a dangerous
approximation to it, and it would be a great advance in every-day
morality if society were to recognise this fact distinctly, and
apportion its censures accordingly. Where the tradesman knows that he is
running a risk, the customer being also aware that he knows it, and
adapts his charges to the fact, it is a case of 'Greek meet Greek,' and,
even if the customer deserves reprobation, the tradesman certainly
deserves no compassion. But this is a case outside the range of honest
dealing altogether, and must be regulated by other sentiments and other
laws than those which prevail in ordinary commerce. There is another
well-known, and to many men only too familiar, exception to the ordinary
relation of debtor and creditor. A friend 'borrows' money of you, though
it is understood on both sides that he will have no opportunity of
repaying it, and that it is virtually a gift. Here, as the creditor does
not expect any repayment, and the debtor knows that he does not, there
is no act of dishonesty, but the debtor, by asking for a loan and not a
gift, evades the obligation of gratitude and reciprocal service which
would attach to the latter, and thus takes a certain advantage of his
benefactor.
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