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Various

"The Atlantic Monthly, Volume 01, No. 3, January, 1858"

"
Singular blindness! Mr. Buchanan lived for several years, as
American ambassador, in England. It is to be presumed that while
there he used his eyes, and possibly his brains. He must have
noticed occasionally, at least, in his walks through "the city," the
immense marble structure in Threadneedle Street, known as the Bank
of England. It is certain that he has read the history of that bank,
inasmuch as it is twice or thrice alluded to in his Message; he
cannot be ignorant, therefore, that the "circulation" of England has
essentially "a specie basis"; that no bank-notes are issued there for
less than the amount of twenty-five dollars; that the banks at all
times keep on hand "one dollar of gold for every three dollars of
their circulation and deposits"; and that the laws of bankruptcy are
alike rigid in regard to institutions and individuals. These are
precisely the provisions which he commends to the adoption of wise
and patriotic State legislatures as an admirable corrective for
suspensions; yet he forgets to explain to us how it happens that the
Bank of England, to which they are all applied, has virtually
suspended payment six times in the course of its existence, having
been saved from open dishonor only by the timely assistance of the
government,--while the trade of England, in spite of the staid and
conservative habits of the people, is quite as liable to those
terrific tarantula-dances, called revulsions, as our own.


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